Credit cards have become an essential financial tool in today’s world, providing users with convenience and flexibility. The SBI Cashback Credit Card is a popular choice among credit card users due to its cashback rewards and various benefits. However, before applying for the SBI Cashback Credit Card, it’s important to know the eligibility criteria. In this article, we will discuss the SBI Cashback Credit Card eligibility criteria.
The minimum age requirement to apply for the SBI Cashback Credit Card is 21 years, and the maximum age limit is 70 years. The applicant should be a resident of India with valid address proof.
Income Criteria for SBI Cashback Credit Card
The income criteria for the SBI Cashback Credit Card may vary from customer to customer. However, the general income requirement is as follows:
- Salaried Individuals: The applicant should have a minimum monthly income of Rs. 20,000.
- Self-Employed Individuals: The applicant should have a minimum annual income of Rs. 4,00,000.
See also: Sbi Cashback Credit Card Online Application
See also: Sbi cashback credit Fees/Charges
Credit Score Criteria for SBI Cashback Credit Card
Your credit score plays a vital role in determining your eligibility for the SBI Cashback Credit Card. A good credit score is an indication of responsible credit behavior and repayment capacity. The minimum credit score requirement for the SBI Cashback Credit Card is 750 or above.
Documents Required for SBI Cashback Credit Card
The following documents are required to apply for the SBI Cashback Credit Card:
- Identity Proof: Aadhaar card, PAN card, Passport, or Voter ID card.
- Address Proof: Aadhaar card, Passport, Voter ID card, or Utility bills.
- Income Proof: Latest salary slips, Form 16, or Income Tax Returns.
- Passport Size Photograph.
How to Apply for SBI Cashback Credit Card
You can apply for the SBI Cashback Credit Card through the following ways:
- Online Application: Visit the SBI Card website and fill out the online application form.
- Offline Application: Visit the nearest SBI branch and fill out the credit card application form.
- Customer Care: You can also call the SBI Card customer care number and apply for a credit card.
See also: Sbi Cashback Credit Card Limit
Conclusion
The SBI Cashback Credit Card is an excellent option for those who want to earn cashback rewards on their transactions. However, it’s crucial to meet the eligibility criteria to apply for the card. By ensuring that you meet the age, income, credit score, and document requirements, you can increase your chances of getting approved for the SBI Cashback Credit Card. Moreover, responsible usage of the credit card can help you maintain a good credit score and enjoy the benefits of the card in the long run.
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